PayPal fee calculator
PayPal fees in the Philippines for freelancers
A US client pays you $100, $1,000, or $10,000 through PayPal. Here’s how much arrives in your bank account.
Researched by Harry Guinness Sources checked 12 September 2026 Sources and assumptions
The fee
PayPal takes 8.35% at $100 and 7.27% at $10,000
The fee is $8.35, $72.97, and $727.09 on $100, $1,000, and $10,000.
For this route, budget at least 8.35% for PayPal fees.
- Payments
- USD 100, USD 1,000, and USD 10,000
- Paid in
- USD
- You receive
- PHP
- Payment route
- PayPal international commercial payment
PayPal fee calculator
What PayPal takes
These figures include the published fees for converting USD to PHP and sending it to your bank.
Client pays
$100
8.35% fee- PayPal fee
- $8.35
- Estimated in your bank
- ₱5,765.40
Client pays
$1,000
7.3% fee- PayPal fee
- $72.97
- Estimated in your bank
- ₱58,319.46
Client pays
$10,000
7.27% fee- PayPal fee
- $727.09
- Estimated in your bank
- ₱583,358.75
See the PayPal fee sources
PayPal
- international commercial transaction percentage PayPal Merchant Fees — Philippines Checked 12 September 2026
- USD fixed commercial transaction fee PayPal Merchant Fees — Philippines Checked 12 September 2026
- received-payment currency conversion fee PayPal Merchant Fees — Philippines Checked 12 September 2026
- standard Philippine bank withdrawal PayPal Merchant Fees — Philippines Checked 12 September 2026
Straight answers
PayPal fees in the Philippines for freelancers: common questions
How much does PayPal charge to receive USD in the Philippines?
For this route, PayPal takes $8.35 from $100, $72.97 from $1,000, and $727.09 from $10,000.
What do these PayPal figures include?
The figures include the commercial receipt fee, currency conversion, and standard bank withdrawal for this payment route.
Send your next invoice
Create a USD invoice for your client. Fieldfare will track what you actually receive after fees and currency conversion.
Sources and assumptions
How we calculated it
For each payment amount, we took each provider’s USD fees in the order charged. We converted what was left to PHP at the same daily rate, then took any local bank-withdrawal fee.
Exchange rate
We used 1 USD = 62.91 PHP, from Open Exchange Rates on 19 September 2026.
Payment details
- Account: Philippine freelancer or sole trader
- Conversion: USD payment converted to PHP by PayPal
- Payout: PHP sent by standard transfer to a Philippine bank account
Found an error?
Send Harry the source and he’ll correct it.
